Sell now, paid later faster.

Get invoices paid faster. And offer your customers 60 days of interest free credit.

It’s time to get easier, faster and fairer finance.


No financial interrogation. Faster decision and payment.


No going into a bank, no long phone calls.


No hidden costs and (if approved) the invoice issuer is guaranteed to get paid.

Before CreditStretcher: you are suffocating under the pressure of long payment terms. You’re waiting weeks for a loan while acting as a lender to your larger customers.

After CreditStretcher: now you have control. You get paid faster. And your customers are happy because you’ve given them access to interest-free credit!

We really don’t care about your credit rating.

We only care about your customers’ credit rating. If your customer is creditworthy, we will finance you. Create an account and enter your customer’s details to find out today.

Built for SMEs that want to grow

We know you want to be in full financial control of your business. And you need control over when you get paid. But the buy now, pay later culture is costing you the chance to grow stronger and faster, which is frustrating.

We believe no small business should ever have to wait to get paid. We understand how it feels to have completed work and still not have the money for it.

That’s why we built CreditStretcher. So you could get paid faster. And offer 60 days interest free credit to your customers.

Create an account today so you can stop waiting to get paid and start growing your business on your own terms.

Ready to get going?

Give CreditStretcher a try

Companies take back control when they use CreditStretcher.

"…I was happy to find out that CreditStretcher not only sorts it all out for you. It’s also much faster than any other solution we have used".

"A Factoring company wanted to buy all of my invoices. And charge me a monthly maintenance fee. I just wanted something I could use day-by-day, month-by-month. I was happy to find out that CreditStretcher not only sorts it all out for you, it’s also much faster than any other solution we have used and I can use it whenever I need, without any stress”.

Freddy Bach, a happy credit stretcher since 2018

How our pricing works

Invoice Issuer

No hidden fees
Immediate payment

Invoice Receiver

Free up to 60 days
and 1% for 90 days

*For invoices between 50.000 DKK - 500.000 DKK

Enter the invoice amount (excl. VAT)

How many days of credit?


Your invoice amount


Price for invoice issuer


Price for invoice receiver


Due date

No hidden costs.  No unexpected additional fees. 
Payments, credit rating, and credit insurance all included in one set fee.
APR / ÅOP 19-22,5%

We really give a FAQ

Will it affect my credit rating?

No. We don’t care about your credit rating. We’re only interested in your customers’ credit rating. And no, it won’t affect theirs either.

Is the process complicated?

Borrowing money is always complicated, but we simplified the process to make it suck less.

Will this harm the relationship with my customer?

No. Unlike other finance providers, CreditStretcher benefits both you and your customer. You can offer your customer interest free credit so they can grow faster, too.

I’ve tried something similar and it didn’t work

Most finance providers can’t service smaller, less creditworthy SMEs. But we can. If your customer is creditworthy, we will finance you.

What about hidden fees?

It’s just one fee of 3.75%. No hidden fees whatsoever. And you’re guaranteed to get paid.

What happens if my customer is not creditworthy?

Sadly, we can't service all customers. If your customer isn't creditworthy you could try an invoice from another customer.

Ready to get going?

Give CreditStretcher a try

Still not sure?

Read our guide to credit stretching.