Get paid immediately.

We pay you now. Your customer pays us later. Protect your client relationships, pay your suppliers and continue growing your business.

Get a free quote

If you sell to a creditworthy customer you can access the cash the moment you complete your customers order. Cash that’s usually unavailable until your buyer pays their invoice.

What makes a customer creditworthy?

We assess your customers creditworthiness in minutes. Fully automated, no paperwork required. If approved, you'll receive the money immediately after you and your client sign the agreement.

Getting paid right away is very powerful for my business.

CreditStretcher is so simple. I apply for a credit stretch, inform my client and once they've signed the digital signature I receive my money instantly.
Freddy Bach, a happy credit stretcher since 2018

Focus on running your business.

Reduce risk and overhead so you can focus on growing your business. CreditStretcher is responsible for credit checks and collection.

Protect your customer relationships.

11% of all invoices (totalling USD 1.01 trillion per year) issued by SMEs are paid late. The biggest barrier to chasing late payments is a desire to protect the customer relationship.

CreditStretcher is built to benefit you and your customer. By giving you the cash you need and them more time to pay their invoice.

Get paid as soon as you complete the order.

Payment arrives immediately after you and your customer sign the agreement - minus a 3.75% fee* - so you don't have to wait.

*for insurance, interest and immediate service.

You're guaranteed to get paid

Every credit stretch is insured. So, if your client decides not to pay you for work completed, CreditStretcher ensures that you will get paid no matter what.

How our pricing works

Enter the amount you'd like (excl. VAT)

How many days of credit?


Your invoice amount


Price for invoice issuer


Price for invoice receiver


Due date

Forget waiting 60 to 90 days for payment.
Apply for a credit stretch.

If you want to offer your customers 60 to 90 days to pay their invoice, fill in the form below and we'll get back to you with a free quote.

Thank you for enquiring! A member of our team will contact you shortly.
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What is a credit stretch, and how does it work?

"Factoring is slow, expensive and complicated. A credit stretch is fast, fair and simple". - Freddy Bach

We agree Freddy! - invoice factoring needed a refresh. So we created the credit stretch. To find out exactly how it works and how it could help you grow faster and with more confidence, read our guide.